Shared Ownership

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The Joint Equity Scheme is for first-time buyers, home owners and property investors.

This site is developed and maintained by Joint Equity ltd. ©Joint Equity (2006, 2007 & 2008)

Joint Equity Ltd works with Mortgage Beaters Ltd to provide case studies & Illustrations to prospective Owner-Partners & Investor-Partners. Joint Equity Ltd does not carry out any regulated activities and so is not regulated by the FSA (Financial Services Authority). Joint Equity Ltd are introducer appointed representatives of Mortgage Beaters Ltd, which is authorised and regulated by the Financial Services Authority.

The content of this website is accurate to the best of our knowledge and for information only. We do not provide financial advice.

u How Joint Equity works

· The Joint Equity Scheme™ operates by pairing an aspiring home owner with an Investor-Partner, who joins with the Owner-Partner to purchase their chosen home. more

· The Owner Partner purchases between 50% and 75% of the property - taking out a Joint Equity mortgage - and the Investor Partner purchases the remainder of the property, for which the Owner-Partner pays them an Investment Return. more

· Both Joint Equity Partners share capital gains, according to the proportion of the property that they own.

· Joint Equity Ltd manages the relationship between Owner and Investor Partners, and to ensure that both parties are protected Joint Equity’s approved solicitors and specially developed contracts are employed.

The Joint Equity Scheme offers struggling buyers a new way to get onto the property ladder, and provides a high return, lower-risk, ethical alternative to buy-to-let for property investors.

Joint Equity Ltd is the management company for the Joint Equity Scheme™.

Why Joint Equity? The Joint Equity Scheme solves the problems of two different groups:

1. The Joint Equity Scheme benefits those individuals, couples, or pairs of friends who want to buy their own home but can’t raise the full mortgage, or maybe don’t have a sufficient deposit for the property they want to buy.

2. In addition, Joint Equity provides an ethical route for personal investors to profit from the significant returns available from property investment without the level of financial outlay, problems, headaches and risks of buy-to-let.

About Joint Equity shared ownership schemes